Frequently Asked Questions

When do I start earning? Immediately. As soon as you receive USD+ tokens, you're earning yield from both lending markets.

Do I need to claim yield? No. Yield is built into the exchange rate—your USD+ tokens automatically increase in value. You realize gains when you withdraw.

What APY can I expect?

• USDC market: 4-6%

• BeatUSD market: 5-10%

• Blended vault APY: typically 5-8%

Rates vary with market conditions.

Withdrawals

How long do withdrawals take?

Typically 1 day. Create a request, solver processes within 24 hours, assets sent to your wallet.

Are there withdrawal fees?

No. Queued withdrawals are completely free.

What if the rate drops while pending?

You're protected. Your minimum rate is locked at request creation. If rates drop below your minimum, the request is rejected and you get your USD+ back.

Tokens & Transfers

Why no instant withdrawals?

To maximize yields (no idle reserves), eliminate fees, and ensure fairness through rate protection.