> For the complete documentation index, see [llms.txt](https://docs.hyperbeat.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.hyperbeat.org/liquid-banking/hyperbeat-pay.md).

# Hyperbeat Pay

Hyperbeat Pay is a crypto-native card and credit product designed for Hyperliquid users. Whether you're earning from trading on Hyperliquid or generating yield in Hyperbeat vaults, Hyperbeat Pay gives you a simple way to:

{% stepper %}
{% step %}
Spend your USDC/T in real life
{% endstep %}

{% step %}
Take **credit** against your portfolio and spend without selling
{% endstep %}

{% step %}
Manage your spending securely — all on-chain
{% endstep %}
{% endstepper %}

Earn and Spend natively, anywhere Visa is accepted.

## How does it work?

Hyperbeat Pay is an integrated **crypto-to-card payment system** for the Hyperliquid ecosystem.

* Sign up
* Connect your wallet
* Configure Direct Pay or Credit mode
* Use your virtual or physical Hyperbeat Pay card anywhere Visa is accepted

## Who is Hyperbeat Pay for?

Hyperbeat Pay is designed for:

* Traders who want to spend trading profits directly
* Savers that want to spend from their yield not their capital
* Holders that want to spend on **credit** without parting from their holdings
* Builders and power users looking for a seamless onchain-to-real world spending experience

## Why Hyperbeat Pay?

* No more off-ramping headaches
* Keep your crypto productive while spending against it
* Fully integrated with your existing Hyperliquid, Unit and Hyperbeat 
* Crypto-native experience with credit and payments designed for DeFi users

{% hint style="success" %}
[Get started now](https://app.hyperbeat.org/pay)
{% endhint %}


---

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