> For the complete documentation index, see [llms.txt](https://docs.hyperbeat.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.hyperbeat.org/liquid-banking.md).

# Liquid banking

<figure><img src="/files/S62LKT4HMwnE7FurWXZY" alt=""><figcaption></figcaption></figure>

**Hyperliquid** pioneered a performant, fully on-chain central limit order book (CLOB) for **spot and perpetuals trading**, closing the gap with CEXs on depth, latency, and user adoption. What it didn’t natively offer was a way to **spend trading proceeds**, **hold yield-bearing balances**, or **off-ramp** directly from the trading environment.

Liquid Banking is custom built to solve exactly that, exclusively on Hyperliquid.

A **modular, permissionless, fully on-chain financial stack** powered by performant smart-contract modules that compose like building blocks to enable finance on-chain. Retain ownership, flexibility and speed as you experience **accounts, payments, credit, savings, trading, and on/off ramps** without middlemen.

Ownership, modularity and performance that makes “banking on-chain” possible, we call it **Liquid Banking.**


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